Shipping insurance is HIGHLY recommended for ALL orders. Packages that are insured are 100% covered by either USPS or Sig Guy, LLC from loss or damage by USPS. If you do not purchase shipping insurance though us here only $100 shipping insurance is included with your order and is paid by USPS. If your package's value is greater than $100 USPS will only cover up to $100. If you purchase shipping insurance through us below insurance must be purchased for the order TOTAL. If you purchase a lesser amount of insurance only that amount will be covered. If any order is lost or damaged a claim will need to be submitted by you HERE first. This is to get verification from USPS that the package is actually lost or damaged.